How Overtime and Allowances May Affect Your Borrowing Capacity

How Overtime and Allowances May Affect Your Borrowing Capacityby: Ali HamidPublished on: 20/07/2026

Learn how lenders assess overtime, shift pay, and allowances when calculating borrowing capacity. Discover what may count as income and how it can affect your home loan options.

Home Loans
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How Overtime and Allowances May Affect Your Borrowing Capacity

Before You Buy Another Investment Property, Read This First

Before You Buy Another Investment Property, Read This Firstby: Ali HamidPublished on: 18/05/2026

Learn how borrowing capacity affects your property investment strategy in Adelaide, South Australia. Understand what lenders assess and how to plan your next move with confidence.

Property Investment
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Before You Buy Another Investment Property, Read This First